CareCredit Financing | 0% Interest Dental Payment Plans
Our Services

Flexible Financing With CareCredit at MSD

We accept CareCredit. Apply in minutes and start treatment now. 0% APR promotional financing available on qualifying purchases (subject to credit approval).

All Ages Welcome
5-Star Family Care
Insurance Accepted
5,000+
Family Patients
21
Years Experience
4.9/5★
Avg. Rating
5
Locations

Flexible Payment Plans for Every Budget

Choose the financing option that works best for you

0% APR

Short-Term Financing

No interest if paid in full within the promotional period (subject to credit approval)

6 months for purchases $200+
12 months for purchases $1,000+
18 months for purchases $1,500+
24 months for purchases $2,000+
No prepayment penalties
Instant approval decision
14.9% APR

Extended Financing

Fixed monthly payments for larger treatment plans (subject to credit approval)

24 month terms available
36 month terms available
48 month terms available
60 month terms available
For purchases $1,000+
Predictable monthly payments
Flexible

Budget-Friendly Options

Pay over time with standard APR terms

Minimum monthly payments
No promotional period
Standard APR applies
For any purchase amount
Revolving credit line
Use again for future care
Benefits

CareCredit Advantages

Why our patients use CareCredit

No annual fees
Quick online application
Use immediately upon approval
Accepted nationwide
Cover entire family's care
Reusable for future treatments

Common Family Dental Challenges

Professional solutions for your family's dental concerns

Start Sooner

Use promotional or extended terms to fit treatment into your budget while getting care sooner.

Begin treatment right away—CareCredit accounts can be used immediately upon approval.
Start Sooner
Monthly Payments

Monthly Payments

Use promotional or extended terms to fit treatment into your budget while getting care sooner.

Break treatment costs into predictable monthly payments that work for your budget.

Promotional APR

Use promotional or extended terms to fit treatment into your budget while getting care sooner.

0% APR promotional financing available on qualifying purchases when paid in full within the promotional period (*subject to credit approval).
Promotional APR
Use Beyond MSD

Use Beyond MSD

Use promotional or extended terms to fit treatment into your budget while getting care sooner.

CareCredit is accepted at many healthcare providers nationwide—in addition to all MSD locations.

What Can You Finance with CareCredit?

Use your CareCredit card for virtually any dental treatment

General Dentistry

Cleanings, exams, fillings, root canals, and extractions

Cosmetic Dentistry

Veneers, teeth whitening, bonding, and smile makeovers

Restorative Care

Dental implants, crowns, bridges, dentures, and inlays

Orthodontics

Invisalign®, clear aligners, retainers, and other orthodontic care

Specialty Services

Periodontics, endodontics, oral surgery, and TMJ treatment

Emergency Care

Urgent dental treatments during business hours and same-day procedures

Family Benefits

Why Patients Choose CareCredit

  • Accepted at all Mountainside Dental locations
  • Apply online or in‑office with our team's help
  • Use immediately upon approval—no card needed to start
  • Cover copays, deductibles, and services not covered by insurance
  • Choose from promotional or extended payment options
  • Reusable credit line for future dental needs
Apply CareCredit

How CareCredit Works

Four simple steps to affordable dental care

1

Apply (Online or In‑Office)

Apply in minutes. Check prequalification online; we can also help you complete the application in-office.

2

Get Decision

Most decisions arrive in seconds. If approved, you can use your account immediately at MSD.

3

Choose Terms

Select promotional or extended terms that fit your treatment plan and budget.

4

Begin Care

Start treatment now and pay over time with predictable monthly payments.

Common Questions About Family Dentistry

CareCredit doesn't publish specific credit score requirements, but generally accepts fair to good credit (typically 620+). You can check if you prequalify online without affecting your credit score.

Yes! Your CareCredit card can be used for dental expenses for you, your family, and even your pets at any enrolled provider.

If you don't pay the full balance by the end of the promotional period, interest will be charged on the original purchase amount from the purchase date at the standard APR (currently 32.99%).

Yes! CareCredit is perfect for covering deductibles, copays, or any treatment costs not covered by your dental insurance.

You can use your CareCredit account immediately upon approval, even before receiving your physical card. We can look up your account information right here in our office.

No, CareCredit has no annual fees, no prepayment penalties, and no penalties for paying off your balance early.

Ready to Get Started with CareCredit?

Apply today and get the dental care you need with flexible payment options